Provided with an insurance appraisal will be two copies of the formal printed document that can be submitted to your insurance agent, as well as a photograph of the piece after it has been thoroughly cleaned and polished. An estimated replacement cost and detailed description of the item is included in the appraisal, with all gemstones identified, measured, and graded.
We recommend a formal insurance appraisal for any item valued over $1,000 to ensure the item is properly protected through your insurance policy.
Heritage Jewelers can also handle your insurance replacement needs. Our expertise in insurance matters has led us to be affiliated with State Farm Insurance as an insurance replacement representative, although we can coordinate replacement efforts with any insurance policy you may carry. See Insurance Replacement for more information.
Appraisal appointments are available for same day service for an additional fee. With an appointment, your appraisal can be completed without your jewelry ever leaving your sight. Items left with us for a formal appraisal are typically completed within one week of drop-off.
For an appraisal by appointment, please call to schedule an appointment with the Graduate Gemologist.
If you do not wish to be present for the appraisal, items for an insurance appraisal can be dropped off at any time.